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BEST ROMANTIC TIME FRIENDS NECKLACE FREE SHIPPINGS 2021

1. EFYTAL Best Friend Gifts
Supplies: this necklace is fabricated from 925 sterling silver. this necklace won't flip your pores and skin inexperienced, purple, or itchy - it is a good high quality piece with supplies sourced from a really respected silver provider. you'll be able to really feel proud to present this as a present. the chain is dainty however robust, and won't break. we are going to all the time exchange it for you if wanted. nice high quality to final a li...To get more news about personalized projection necklace, you can visit koalaprint.com official website.
Handcrafted with love: this heartfelt necklace is packaged to guard the chain from tangling and the silver from tarnishing throughout cargo. it comes with all the things you'll want to give the proper reward together with a present bag, tissue paper, and a word card - takes only a minute to assemble! a one among a form reward on your bff, maid of honor, bridesmaids, or important different....
The which means: an invisible thread connects those that are destined to fulfill - irrespective of the time, place, or circumstance. the thread might tangle or stretch however won't ever break. honor the particular woman in your life with this dainty compass necklace on a significant card quoting an historic chinese language perception. when she wears it she'll have a reminder that you simply all the time have her again. ...
Producer promise: all of the metals we use are hypoallergenic and don't comprise nickel. we've wonderful customer support, and can all the time work with you if one thing goes flawed together with your piece!
Size and dimension: necklace measures roughly 18 inches. this size works on virtually anybody! if the size is just not proper, we are going to alter it for you at no cost. you'll be able to't go flawed. the compass pendant is tiny (10mm) and lovable, and is sufficiently subtle to put on every single day. take a look at image on mannequin to see the scale and scale. handmade craftsmanship any lady can appreci...
2. Dainty Vertical Hand Stamped Name Gold Bar Necklace Personalized Gift for Women

Eye-catching: protected materials with gold tone chain and sunflower with hidden engraved “you are my sunshine” message on vintage silver tone. you'll be able to open the sunflower at hand and message comes out. the final word jewellery pattern for 2020, assertion locket necklaces are the proper option to spotlight your spring/summer season wardrobe.put on our trend assertion items to a vacation half...
Present your family members valuable emotions : a fragile sunflower appeal necklace is ideal presents for girlfriend, spouse, sister, daughter, mother, bridesmaid, and pals on commencement, birthday, mom's day, christmas, valentines day, wedding ceremony anniversary .easy and cute! deal with your self or somebody particular to this beautiful jewellery!
Inspirational reminiscence necklace: impressed by the tune of "you might be my sunshine", this necklace is crafted by artisans on steel and message “you are my sunshine” hidden in sunflower locket necklace, making a easy however attention-grabbing assertion, good for on a regular basis put on will make you charmer and attention-grabbing, lovely and enticing.
Fall in love with lovely design and packaging: chain 21.25"+2.four" extension. sunflower roughly 1.25”. it comes with an fashionable pouch which makes it an important reward for birthdays, motherâ€TMs day, christmas and holidays, or simply to say “i love you!”
High quality assure - if at any level you aren't happy with our customized jewellery, merely write us a message and we are going to refund your buy or ship you a substitute inside 24 hours. we are going to make it best for you even when you contact us just a few months after the acquisition.
3. Leafael Infinity Love Heart Pendant Necklace

Supplies: this necklace is fabricated from 925 sterling silver and is the actual deal utilizing supplies from a really respected silver provider. the chain is dainty however robust, and won't break on you. we are going to all the time exchange it for you if wanted.
Handcrafted with love: this heartfelt necklace is packaged to guard the chain from tangling and tarnishing throughout cargo. comes with all the things you'll want to give the proper reward together with reward bag, tissue paper, and word card - takes only a minute to assemble! a sentimental current for any bff or particular woman that you simply love like a sister. would make the proper reward ...
The which means: good pals are like stars - you do not all the time see them, however you understand they're all the time there. rejoice the attractive bond of friendship with this straightforward and chic necklace, and let her know you are grateful for her infinite help. this distinctive starburst pendant will remind her that whether or not you are confronted with distance, loss, battle, or disagreement, your h...
Producer promise: all of the metals we use are hypoallergenic and don't comprise nickel. we've wonderful customer support, and can all the time work with you if one thing goes flawed together with your piece!
Size and dimension: necklace measures roughly 18 inches. this size works on virtually anybody! if the size is just not proper, we are going to alter it for you at no cost. you'll be able to't go flawed. take a look at image on mannequin to see the scale and scale of the oval star appeal. handmade craftsmanship any lady can admire.

10 Personalized Holiday Gift Ideas

Having a larger than life inner circle is never a bad thing! Well... that is until gift giving rolls around. Now I get it, I am in no position to talk when it comes to self-control during the holidays, or lack thereof. In fact, not too long ago I was known as the girl who couldn't stick to her budget... year after year. For those of you who can relate, for the love of budgeting, please learn from my mistakes.To get more news about koala Print, you can visit koalaprint.com official website.

There is little that destroys the holiday spirit more than the storm cloud of gift-buying debt hanging over you while you try to spend quality time with family and friends. That's why I'm here to give you the inside scoop on how to skip past that buyer's remorse with these 10 budget friendly DIY gifts that are sure to wow your loved ones this holiday season.

Bake it happen baby
There is nothing that says I love you more than "I hand rolled these ginger snaps until my palms ached!" For most of us, treat crafting is a typical holiday tradition that we already have on our to-do list for the season. Purchasing ingredients to make homemade goodies is often much cheaper than purchasing pre-made baked items from the store. Another tip: you can purchase ingredients in bulk. Every year you can find tons of adorable tins and holiday containers at the dollar store! Fill those tins up to the rim with an assortment of long cherished family recipe treats. Add a bow or ribbon for some flair and voila you have a thoughtful and affordable gift.

Treat mixes to go
With covid-19 precautions, some may prefer not to snack on goodies that friends or family living outside their residence handled. In this case, you can pre-measure the dry ingredients exactly so that whoever you're sending the gift to can still enjoy one of your recipes, without the potential exposure. These adorable Amazon treat bags are perfect for dividing ingredients. This also works great for family who live too far to hand deliver homemade goodies.

Holiday's can be stressful, let's unwind
In the past few years, the bath bomb craze has skyrocketed as many discover how easy it is to make custom bath bombs from home. This is perfect for those who suffer from skin sensitivity or allergies, or simply just like to know which ingredients are added into their cosmetic products! Look on line for do-it-yourself recipes or purchase a kit. Check out this amazing bath bomb kit from Amazon. This kit comes complete with everything you need!

Pop the bubbly!
Speaking of unwind... How about a festively wrapped bottle of bubbly. Target has an affordable 4-pack of Barefoot bubbly; the perfect addition to any at home spa night gift. Wrap a ribbon around the bottle and you have an adorable perfectly sized stocking stuffer to accompany your homemade bath bomb.

Homemade candle or pine cone fire starter
Warm those who warm your heart with these homemade pine cone fire starters. Depending on your location, you should be able to find pinecones just laying around in your area. Nothing better than free, right? These pinecone fire starters are the perfect gift for those who love the natural smell of burning pine. DIY Network has a great step by step tutorial including all the materials you will need here.

Infused vodkas swing top glass bottle
I cannot go on more about the great benefit of custom gifts! Spruce up your holiday hostess gift by making your very own infused vodka right from your kitchen. Customizing your own flavors means you can put a little holiday cheer into those glasses. You can try out delicious flavors like cranberry orange or rosemary mint. Pair this with a unique glass or two and you have a fabulous gift for the aspiring mixologist in your circle.

Chunky yarn blanket - the snuggle is real
I get it, money is tight. Meaning the ‘snuggle' is real during the holiday season. I live in the Pacific Northwest, and that means you can NEVER go wrong with an extra layer. The infamous homemade chunky yarn blanket is my go-to for family gifts this season. Don't let the knitting scare you, these blankets are incredibly quick and easy to whip together. You can find tons of helpful step by step tutorials on YouTube. Turn those holiday tunes on and get to work!
Gift for the green thumb in your circle? You better be-leaf it
This $14.43 Amazon terrarium is an affordable option for the crazy plant lady (or gentleman) in your life. You can plant a mini garden in almost any type of container. Find theme bottles at your local dollar store. Check out local nursery's in your area to find small plants and soil or rocks to customize your terrarium gift.

Message filled mason jar
Okay I may be a big sap for this one but I just can't help but become a ball of mush when I read a hand-written note from someone I love. Message filled mason jars are the perfect gift to express to someone all the things you adore about them. You can add silly memories, poetry or even inside jokes. This gift doesn't cost much, but it is sure to be invaluable to the recipient.

I'm dreaming of a white Christmas - but if the white runs out I'll drink the red
A bottle of wine is arguably the easiest grab and go gift for any holiday shopper. Who doesn't love a free bottle of wine right? Add a personalized silly or sweet label to add a special touch to this easy and affordable gift. These super inexpensive blank wine labels from Amazon are perfect for any label customization needs. Struggle with printers as much as I do? Worry not, this order comes with 60 labels!

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ข้อควรรู้!! ‘เทรดคริปโต’ แล้วได้กำไร ต้องเสียภาษีหรือไม่?

เทรดคริปโตแล้วได้กำไรต้องเสียภาษีหรือไม่？” เป็นอีกหนึ่งคำถามที่เทรดเดอร์ ทั้งมือใหม่ และมือเก่า กำลังสงสัย และต้องการคำตอบเป็นอย่างมาก ดังนั้น ‘Wikibit’ จะเป็นคนมาเป็นตอบคำถาม และอธิบายแบบง่ายๆ ให้คุณได้เข้าใจเอง.To get more news about ภาษีคริปโต, you can visit wikifx.com official website.

　　 คำตอบ คือ ‘คริปโตเคอเรนซี่’ ถูกจัดเป็น ‘สินทรัพย์ดิจิทัล’ ไม่ใช่สกุลเงิน ดังนั้นกำไรจากการเทรด เงินปันผล หรือผลประโยชน์จากการถือครองมันจำเป็นต้อง ‘เสียภาษี 15%’ ด้วยนั่นเอง โดยแบ่งออกเป็น 2 ข้อดังนี้
　　1. หากเทรดสินทรัพย์ดิจิทัล แล้วได้กำไรจากการเทรด จะโดนหักภาษี ณ ที่จ่ายในอัตรา 15% จากกำไรส่วนต่าง ตาม ‘เงินได้’ 40(4)(ฌ)
　　2. หากสินทรัพย์ดิจิทัลที่ถือไว้มีสิทธิ์ได้รับผลประโยชน์ หรือส่วนแบ่งกำไรให้แก่ผู้ถือ จะต้องถูกหักภาษี ณ ที่จ่ายในอัตรา 15% จากส่วนแบ่งกำไรหรือผลประโยชน์นั้นด้วย ตาม‘เงินได้’ มาตรา 40(4)(ซ)
　　นอกจากนี้ผลกำไรจากการเทรดคริปโตยังถือว่าเป็นเงินได้ประเภทที่ 4 ซึ่งประเมินมันมาในรูปของ ดอกเบี้ย และเงินปันผล รวมถึงรายได้ลักษณะเดียวกันที่ทำให้ผู้รับเงินมีหน้าที่ต้องเสียภาษีเงินได้บุคคลธรรมดา และเงินได้ประเภทที่ 4 จะไม่สามารถหักค่าใช้จ่ายใดๆ ได้เลย แม้ว่าการลงทุนในสินทรัพย์ดิจิทัลจะมีค่าใช้จ่ายเกิดขึ้นจริง เช่น ค่าเครื่องขุด, ค่าไฟฟ้า, ค่าเช่าด้วย เป็นต้น
　　อย่างไรก็ตามการจัดเก็บภาษีของคริปโตตามกฎหมายนั้น ยังคงมีความคลุมเครือในหลายๆ จุด ซึ่งมันก็เป็นหน้าที่ของรัฐที่จะต้องแก้ไข และชี้แจงอย่างเป็นทางการว่าจะเก็บภาษีในส่วนนี้อย่างไรให้ถูกต้องและเป็นธรรมมากที่สุด เมื่อมองในด้านของผู้เสียภาษีแล้ว ถ้าหากคุณเทรดคริปโตแล้วได้กำไรเยอะๆ อยากจะปฏิบัติให้ถูกต้องตามกฎหมายด้วย คุณก็สามารถนำหลักฐานการซื้อขายต่างๆ ไปยื่นเสียภาษีให้ถูกต้องได้ แต่สำหรับคนที่ขาดทุน ก็อย่าไปเครียดเรื่องภาษีเลย เพราะคุณไม่จำเป็นต้องจ่ายมันอยู่แล้วนั่นเอง
　　นี่เป็นอีกหนึ่งสาระความรู้ดีๆ เกี่ยวกับวงการคริปโตที่ทาง ‘Wikibit’ ได้ไปรวบรวมแล้วมาสรุป ให้นักลงทุนได้อ่านแบบเข้าใจง่ายๆ ซึ่งคุณสามารถติดข่าวสาร สาระความรู้ดีๆ แบบนี้ได้ เพียงแค่โหลดแอป ‘Wikibit’ ไว้ในมือถือเท่านั้น เมื่อมีการอัปเดต แอปจะทำการแจ้งเตือนคุณทันที รับรองไม่มีพลาด แถมตัวแอปยังมีฟีเจอร์ที่เป็นตัวช่วยชั้นดีให้กับนักลงทุน อย่าง การตรวจสอบข้อมูล ‘แอปเทรดคริปโต’ ‘เหรียญคริปโต’ และ ‘DeFi’ อีกด้วย ซึ่งฟีเจอร์นี้มันสามารถบอกข้อมูลต่างๆ ที่มีความน่าเชื่อถือสูง ใช้สำหรับการวิเคราะห์ ประกอบการพิจารณาเพื่อตัดสินใจก่อนลงทุนของคุณได้อย่างดีเยี่ยม เป๊ะ! ปัง! ขนาดนี้ใครไม่โหลดถือว่าพลาด!!

　　ติดตามข้อมูลข่าวสารวงการคริปโต พร้อมตรวจสอบ Exchange ทั่วโลก รวบรวมข้อมูล Shitcoin และโครงการเถื่อน ได้ที่….

¿Sabes cuántos tipos de broker online existen actualmente?

Hoy te hablaremos de los tipos de brokers que existen y ¿Por qué？ Porque escoger el broker es muy importante, es nuestro intermediario con el mercado, el instrumento que nos permite operar y por tanto tenemos que saber que opciones tenemos,WikiFX, ya está alistado más de 25.000 brokers, y más de 30 autoridades regulatorias. Y tener más criterio en el momento de escoger entre los diferentes tipos de broker que tenemos.To get more news about broker de forex, you can visit wikifx.com official website.
Acciones – Nos sirve cualquier broker que nos de acceso al mercado para operar en acciones, todos los bancos nos dan la posibilidad de comprar y vender acciones.
Futuros – Los futuros son el mejor producto para especular con mucha diferencia, son claros, están regulados por organismos oficiales y son los que nos ofrecen mayores condiciones en transparencia y fiabilidad. El problema es que son productos para inversores especializados y con altos conocimiento del mercado, los márgenes necesarios para operar son grandes y no están al alcance de la gente que empieza en el mundo de trading intradia, por su riesgo y por el dinero necesario. Repito, son la mejor opción para especular pero solo cuando se tiene un alto conocimiento del mercado.
CFDs – Con los CFDs entramos en un mundo que donde encontramos muchos tipos de broker. El mercado de los CFDs es amplio y muchas veces confuso. Los CFDs todo y no tener la transparencia del futuro son el mejor producto de especulación para los inversores que empiezan, los requisitos para operar son muy bajos y los márgenes requeridos muy asequibles. Se puede aprender a operar con los CFDs y cuando se tenga una consistencia se da el salto a los futuros. Los CFDs no están a diferencia de los futuros regulados de manera oficial, sino que la contrapartida te la da el broker y por tanto estamos a sus expensas. Dentro del mundo de los CFDs tenemos muchos tipos de broker.
Dealing Desk – Los brokers dealing desk son los que dan contrapartida a nuestras operaciones, son los mismos brokers los que permiten realizar las compras y ventas. Son los que se llaman Market Makers.
No dealing Desk – Son los brokers que son simples intermediarios en el Mercado, ellos no dan contrapartida, no tienen mesa de dinero y envían las operaciones al mercado. Aquí tenemos varios sub tipos de broker, los STP y ECN.

Los market makers son los brokers que dan contrapartida a sus clientes sin pasar por el mercado, crean un mercado propio donde sus clientes realizan las operaciones, aquí está el principal problema ya que se crea un conflicto de intereses entre su beneficio y el nuestro, aquí nos encontramos con las famosa frase de los barridos de stops distorsionando ligeramente el precio. No es una cosa que se pueda generalizar a todos los market makers, me consta que hay que lo hacen y los hay que no, de ahí su seriedad. Suelen tener plataformas gráficas muy bonitas y realmente competitivas y se puede abrir cuenta con depósitos muy pequeños.
Los brokers STP (Straight Through Process) son los brokers que transmiten nuestras operaciones a los proveedores de liquidez (bancos, entidades financieras, etc). No tienen ninguna posibilidad de modificar los precios y no pueden ir en nuestra cuenta. Su beneficio es que cobran una pequeña comisión o bien tienen un spread en la mayoría de casos muy reducido.
Brokers ECN
Los brokers ECN (Electronic Communication Network) se limitan a dar a sus clientes los mejores precios de compra y venta que les dan los proveedores de datos que tengan contratados. Si reciben datos de varios bancos de inversión los lanzan al mercado a la vez ofreciendo los mejores en todo momento. Al igual que los brokers STP no dan contrapartida y no participan en el mercado y no existe ningún motivo para pensar que actúan en contra de los intereses de los operadores. Su beneficio está en una pequeña comisión o bien en un spread también muy ajustado.
Son buenos brokers para operadores con experiencia, permiten operativas de Scalping, hedging, trading automático normalmente sin restricciones.
Como puedes ver existe un mundo de posibilidades, si uno está empezando puede tener mil dudas a la hora de empezar. Comentaros que un inicio no es un aspecto muy importante, lo más importante es tener una operativa y saberla aplicar con rigor y disciplina. Uno no ganará o perderá dinero por el tipo de broker. Una vez seáis consistentes ya escogeréis la mejor opción.

黃金大買家入場信號！英國央行黃金交易溢價異常飆升

據外媒報導，最近存放在英國央行的黃金一直以異常高的溢價出售，這表明央行們可能已經重返黃金市場並大舉買入。To get more news about 外匯行情, you can visit wikifx.com official website.
　　英國央行的倫敦金庫是全球最大的金庫之一，裡面存放的黃金並不屬於英國央行，英國央行只是代表其他央行和商業銀行出售該金庫中的黃金。通常英國央行的黃金交易溢價只有幾美分。
　　但據黃金交易者透露，過去一周，英國央行的黃金出售價較基準倫敦金價溢價高達50美分。一位不願具名的知情人士表示，高溢價的部分原因在於，通常代表各央行交易黃金的國際清算銀行（BIS）在買入。
　　一位知情人士稱，最近BIS以30到40美分的溢價，從一些商業銀行手中買入多達100萬盎司英國央行代為存儲的黃金。
　　交易員們稱，上周英國央行的黃金交易溢價曾高達50美分，後來回落到約20到40美分，而溢價範圍通常在零到20美分之間。交易員認為，有買家以如此高的溢價買入可能是一家或多家央行在增持黃金儲備的跡象。
　　BIS沒有立即回復置評請求。
　　央行在過去十年的大部分時間裡都幫助支撐了金價的上漲，但由於一些國家因金價上漲而套現，央行在2020年第三季度轉為了淨賣家。如今它們重新購買黃金，可能有助於維持金價的反彈。
　　國際貨幣基金組織（IMF）公佈的數據顯示，3月份泰國央行的黃金儲備從495萬盎司增加到635萬盎司；匈牙利的黃金儲備增加了兩倍，是該央行數十年來最大的購買量之一。世界黃金協會（World Gold Council）的數據則顯示，全球央行是2月份的黃金淨買家，印度以11.2噸的買入量居首。

Куда инвестирует Кэти Вуд: последние покупки фонда ARK Invest

1. UiPath. Разрабатывает софт, который помогают программистам автоматизировать рабочие процессы. Интерес инвесторов к этой компании только растёт. Например, в 2015 году она получила $1,6 млн инвестиций, а в 2021 — уже $750 млн.To get more news about брокер, you can visit wikifx.com official website.
　　2. AeroVironment. Американский оборонный подрядчик, который в основном занимается беспилотными летательными аппаратами. США — лидеры по бюджету на оборонку. Так что компания не останется без заказов. Да и сами беспилотники — востребованная технология.
　　3. Exact Sciences. Создаёт тесты, которые помогают диагностировать онкологию на ранней стадии. В целом всё, что связано с лечением сложных заболеваний — это перспективно.
　　4. Pinterest. Это социальная сеть для обмена фотографиями. По количеству скачиваний в AppStore Pinterest обгоняет Amazon и чуть уступает Twitter. А число активных пользователей за 2020 год увеличилось на 37%.
　　5. Iridium Communications. Оператор сотовой связи, спутники которого покрывают всю поверхность Земли. С 2020 по 2021 количество абонентов, которые оплачивают хотя бы одну услугу, выросло на 19%. В 2019 году компания подписала 7-летний контракт с ВВС США. А сейчас ведёт переговоры с властями Японии о заключении контракта на поставку услуг связи.
　　Ждём ралли акций, которые купила Кэти？
　　Кэти Вуд славится смелыми прогнозами и успешными сделками. Например, в 4-м квартале 2020 года купила Roku, американского производителя ТВ-приставок. С тех пор бумаги компании выросли на 106% ($202 → $417).
　　Конечно слепо следовать за Кэти Вуд не стоит, каждая из её покупок требует отдельного изучения.

PH: BSP relaxes rules in buying dollars as surplus piles up amid weak economy

MANILA, Philippines—With the Philippine economy expected to continue having a large dollar surplus in the foreseeable future, the Bangko Sentral ng Pilipinas (BSP) has decided to make it easier for locals to buy foreign exchange—a measure that could help rein in the peso from rising to unhealthy levels.To get more news about Five Trading Habits, you can visit wikifx.com official website.
　　In a statement, the BSP said its policy-maked Monetary Board approved further amendments to regulations “to promote greater ease in the use of foreign exchange resources of the banking system, and further streamline or simplify procedures and documentary requirements for foreign exchange transactions.”
The foreign exchange reforms also intend to facilitate digital payments or electronic transactions, support the infrastructure development projects and programs of the national government, and help further deepen the domestic capital market,” the BSP explained.
　　The major reforms included, among others, allowing the sale of foreign exchange by banks without prior BSP approval for transactions involving electronic commerce market participants to support digital payments or electronic transactions.
　　Also to be allowed will be the offsetting of payables with receivables between or among residents for various foreign exchange transactions, and residents with non-residents for their trade and non-trade current account transactions.
　　The new rules will also allow the purchase of foreign exchange for the living allowance or medical expenses of dependents abroad, among other non-trade current account transactions.
　　Rules will also be eased for dollar purchases for the importation of goods with services covered by engineering, procurement and construction contracts; and the payment of fees prior to registration provided that the foreign loans are duly reported to the BSP.
　　The BSP said the relaxed rules will also allow transactions for foreign exchange derivatives to be entered into by non-bank government entities without prior BSP approval and the use of peso receipts relating to trade transactions to fund peso deposit accounts of non-residents, among others.
　　“These reforms are part of the BSPs commitment to maintain a foreign exchange regulatory framework that is responsive to the needs of a dynamic and expanding Philippine economy,” the regulator said.
　　“However, the BSP expects banks to continue to implement safe and sound practices amid the continuing liberalization of foreign exchange rules,” it added.
　　The implementing circular for the relaxed rules will take effect 15 banking days after its publication.
　　The BSP expects a balance of payments surplus for 2021 of $7.1 billion or 1.8 percent of gross domestic product (GDP).This was revised higher in June from the full-year projection of $6.2 billion set by the Monetary Board last March, but substantially lower than the record high $16-billion BOP surplus for the whole of last year, when the economic slump crimped imports and investments.
　　According to the BSP, the new forecast is reflective of the upward revision in the current account to a surplus of $10 billion in 2021 from the previous projection of $9.1 billion.